We'll explore the rapidly evolving landscape of synthetic identity fraud in the auto industry, where criminals leverage advanced technology to create entirely fictitious digital personas. This presentation will delve into the technical mechanisms behind synthetic identities, including data mining, automation, machine learning, and AI, which fraudsters use to manipulate credit systems and execute large-scale auto loan fraud. Attendees will gain a deep understanding of how these synthetic identities are generated, why they are so difficult to detect, and what cutting-edge solutions are emerging to combat this growing threat.